Good question. First of all let me explain what a trustee is. A trustee is appointed by the Court to administer your bankruptcy or proposal. You can only file a bankruptcy or proposal through a trustee, no one else can file one for you. A trustee is able to provide information and advice about both the proposal and bankruptcy process and makes sure that both your rights and the creditor’s rights are respected.
Finding a trustee is easy. The best advertising is word of mouth, but since most people are uncomfortable discussing their finances with others, you may end up looking in your local phone book or doing an internet search for a trustee in your area.
Once you have found a trustee you need to call them to arrange for a consultation. At this meeting your trustee will gather some information from you including any assets you may own and how much you owe to your creditors.
At this stage feeling comfortable with the trustee you choose is very important on many levels. You should feel that your trustee is non-judgmental, experienced, and knowledgeable. If you are not comfortable at your first meeting with a trustee then it might be a good idea to look for another trustee.
Once you have made the decision to file for bankruptcy you will want a trustee that will be there to answer your questions and guide you through the process. At Hoyes Michalos you will find our Trustees and employees are compassionate, caring and knowledgeable. If you are experiencing financial difficulties, call us at 310-PLAN (7526 no area code required) or email us.
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