Hoyes, Michalos & Associates Inc.
Our Bankruptcy Toronto website is sponsored and maintained by the Licensed Insolvency Trustees and professionals at Hoyes Michalos & Associates Inc. We’re one of Toronto’s leading firms in personal bankruptcy and consumer proposals. Licensed by the federal government, Hoyes Michalos stresses personal service. We are not a large multi-national corporation. Living and working in the Greater Toronto Area, our caring professionals understand the challenges faced by Toronto residents.
Why choose the debt professionals at Hoyes, Michalos?
- We never charge up front fees
- You only meet with a licensed debt expert
- We are licensed by the government as Bankruptcy Trustees and qualified insolvency counsellors
- We have ten convenient Greater Toronto locations to serve you, with flexible appointment times
- We guarantee respect, confidentiality and custom tailored advice
- We know what you want – help resolving your debt problems – and that is what we deliver
Please call us today at 310-PLAN to request a free initial consultation or send an email to one of our expert debt professionals. They will be happy to answer any questions you have and help you get out of debt.
Toronto Bankruptcy Trustees & Consumer Proposal Administrators
Brian McIlmoyle, B.Sc, CIRP – LIT
As a Licensed Insolvency Trustee and Consumer Proposal Administrator, Brian’s clients appreciate how well he can relate to their situation. Brian’s background working in the military, a factory, an office and in the construction industry before becoming a trustee allows him to bring a real world understanding to the needs of his clients. Brian meets with clients in our Mississauga and Danforth offices. Read full bio and contact Brian.
Benny Mendlowitz, CA, CIRP – LIT
A Chartered Accountant and Licensed Insolvency Trustee and Consumer Proposal Administrator with over 25 years of experience helping free individuals from debt. Benny uses his knowledge and experience to help his clients find a workable solution to even the most complicated financial problems. Benny meets with clients in our North York and Scarborough offices, putting his strong debt management skills to work helping them find debt relief. Read full bio and contact Benny.
Richard Quinney, CA CIRP – LIT
Richard is a Licensed Insolvency Trustee and Consumer Proposal Administrator with over 30 years of experience helping individuals resolve their debt problems. With a respectful, professional approach, Richard will make sure you fully understand the process and you will never feel pressured to sign anything until you are ready. Richard is responsible for our Barrie location. Read full bio and contact Richard.
Sandra Sykora, CIRP – LIT
Sandra has been a Licensed Insolvency Trustee and Consumer Proposal Administrator since 2004. Sandra will spend time with you to fully understand your situation and your unique needs and goals. Armed with this information, she will help you develop a plan to deal with your debts and regain control and responsibility for a stronger financial future. Sandra meets with clients in our Toronto Yonge & Bloor and Toronto Downtown locations. Read full bio and contact Sandra.
Julie Wildman, M.B.A., C.A, CIRP – LIT
In addition to her caring personality, Julie Wildman, CA and Licensed Insolvency Trustee, brings a wealth of financial expertise to the table when helping her clients. After meeting with Julie clients know they have an action plan to eliminate their debt and are eager to move forward. Julie is a head office trustee servicing clients in various Toronto locations . Read full bio and contact Julie.
Jason Quinney – CIRP – LIT
Jason has been helping people find solutions to their debt problems since 2005. Friendly and outgoing, Jason immediately puts clients at ease while walking them through the bankruptcy or consumer proposal process. Jason manages our North York West, Brampton and Vaughan offices in the Greater Toronto Area. Read full bio and contact Jason.
Nicholas To – CPA, CIRP – LIT
Nicholas is a Licensed Insolvency Trustee who works with clients across Southwestern Ontario to help them eliminate their debt. He takes pride in providing personalized debt relief solutions to individuals and families who are dealing with overwhelming debt. Nicholas manages our Markham office. Read full bio and contact Nicholas.
Client Service Specialists – Certified Credit Counsellors
At Hoyes, Michalos you always meet with a qualified debt professional. Supporting our Bankruptcy Trustees are a dedicated team of Client Service Specialists. Our client service specialists are trained in all debt management options and credit counselling.
Janette Martin – Qualified Insolvency Counsellor CAIRP
Janette has been helping people deal with their financial problems for more than 20 years. In addition to meeting clients in our North York and Scarborough offices, Janette is a prolific blogger, writing many debt help articles for our Toronto Bankruptcy blog.